Informed choice in retirement.
Expert guidance for Australians 60 and over who want to access the wealth in their property. We educate and inform. You decide.
Your decision. Your pace. Our guidance.
Three steps. At your pace.
Understand.
We explain what equity release is and how it works in plain English.
Explore.
We compare options from lenders on our panel and present what suits you.
Decide.
You take your time, with family if you wish, and choose what is right.
It is not for everyone. We will tell you if it is not for you.
When this approach can help
- Topping up retirement income
- You need funds for essential daily living
- Funding aged care for yourself or a parent
- Home modifications to age in place
- Paying off an existing mortgage
When it might not be right
- You plan to move house in the near future
- Funding an ongoing lifestyle that cannot be sustained
- You want your home untouched as inheritance
- High risk or speculative use of funds
- Funding ongoing business operations
Saying no when this approach is not right for you is part of our service.
Guidance you can trust, on your terms.
Specialists, not generalists.
Retirement funding is all we do. Our Retirement Funding Specialists understand the products, the protections, and the questions that matter for Australians over 60.
We compare. You choose.
We work across a growing panel of lenders, compare the options, and explain the differences in plain English. Your decision rests on understanding, not a single sales pitch.
Education before anything else.
We never start with a product. We start by helping you understand how accessing the wealth in your property works, including the costs and the risks.
Family welcome, always.
Bring your children, your accountant, or anyone you trust into the conversation at any point. Good decisions are made together, at your pace.
Helping Australians make confident financial decisions in retirement has become my life's work.
For more than three decades I have worked in banking and finance, but the most rewarding chapter of my career has been the past seven years, helping retirees and their families navigate some of life's most important financial decisions. The greatest lessons were not learned in boardrooms or offices. They were learned sitting across kitchen tables, listening to people's hopes, concerns, and aspirations for later life.
Those conversations showed me that most people are not looking for a sales pitch. They want clear information, specialist guidance, genuine choice, and the confidence to make decisions in their own time.
At the same time, Starts at 60 had built one of Australia's most trusted communities for older Australians, reaching more than one million people every month. Its leadership recognised a need for reliable financial services that would help its audience make informed decisions with confidence.
Money at 60 was founded on a simple belief: older Australians deserve access to specialist financial guidance they can trust.
By combining Starts at 60's trusted relationship with older Australians and my experience helping retirees understand their options, we created a service designed specifically for Australians aged 60 and over.
Today, Money at 60 provides access to specialist retirement funding expertise, a growing panel of lenders, and guidance that is centred on your needs, your goals, and your pace. Family members are welcome at every step of the journey.
We built Money at 60 to be the service we believed older Australians deserved: experienced, knowledgeable, educational, and always focused on helping you make the decision that is right for you.
It would be a privilege to help you navigate the journey ahead.
Researching for a parent or family member?
Many of our enquiries come from adult children helping their parents understand options. We have written a guide for families, with the questions to ask, things to consider, and how to start the conversation.
Read the family guideYour guide to accessing the wealth in your home.
A plain English guide for Australians 60 and over.
Your Home, Your Wealth.
For many Australians over 60, the family home is their largest asset. This guide explains, in plain English, how the wealth in your home could support your retirement, and what to weigh up before you decide anything.
- What home equity is and how it works in Australia
- The main ways to access it in retirement
- Questions to ask before deciding
- What protections apply
No obligation. Read it in your own time, and share it with family.